100% Self-Hosted · Your Data Stays Yours

Your finances. Finally intelligent.

A self-hosted personal finance platform that automatically pulls every transaction, categorizes it with AI, tracks your rewards points, and answers any question about your money — all running on your hardware.

6Credit cards tracked
3-stageAI categorization pipeline
95%+Auto-categorization rate
100%Self-hosted, your data
hive.zacharyjcollins.com/dashboard
HIVE
Dashboard
Transactions
Budgets
Optimizer
Points
AI Chat

Net Cash

$8,240

Total Assets

$42,100

Credit Used

$3,860

Points Value

$1,240

Budgets

Food & Drink72%
Groceries45%
Travel91%
Entertainment38%

Points Programs

Chase UR

87,400 pts

$1,792

Amex MR

62,100 pts

$1,242

Capital One

31,500 pts

$583

Bilt Points

18,900 pts

$397

Everything you need

Finance intelligence,
built to run on your terms

Every feature runs on your hardware. No third party ever sees your transaction data.

Starter

Automatic Bank Sync

Every transaction from every account, pulled daily via Plaid. No CSV imports. No manual entry. Ever.

All plans

AI Categorization

A three-stage pipeline — regex rules, local Ollama LLM, then Claude Haiku fallback — categorizes 95%+ of transactions automatically.

All plans

Points & Rewards Optimizer

Know exactly which credit card earns the most points on every purchase. Tracks 6 cards across Amex MR, Chase UR, Capital One Miles, Bilt, Southwest, and Wells Fargo Rewards.

All plans

Budgets & Reports

Set monthly spending limits by category. Visual pace indicators show if you're on track mid-month. Month-over-month reports with category breakdowns.

Pro

Net Worth Tracking

Daily snapshots of assets and liabilities. Watch your net worth grow over time with investment accounts via SnapTrade.

Pro

AI Financial Chat

Ask questions in plain English. 'How much did I spend on restaurants last month?' or 'Which subscriptions are costing me the most?' Powered by Claude Sonnet.

All plans

Subscription Tracking

Hive detects recurring charges automatically and surfaces your total monthly subscription spend so nothing hides in the noise.

All plans

Tax Export

One-click export of deductible transactions by category. Bring your accountant a clean CSV instead of a shoebox of receipts.

Always

100% Self-Hosted

Your financial data runs on your hardware. No SaaS company storing your bank credentials or selling your transaction history.

Rewards optimizer

Know which card to swipe
before you swipe it

Hive tracks your full credit card portfolio and tells you which card earns the most points on any given purchase — at checkout.

Amex Gold

4× dining & groceries

Chase Sapphire

3× dining & travel

Bilt Blue

3× dining, 2× travel

Capital One Venture X

2× everywhere

Chase Southwest

3× SW Flights

WF Autograph

3× 8 categories

Simple setup

Up and running in 10 minutes

01

Deploy in minutes

Clone the repo, copy .env.example, fill in your Plaid and Anthropic keys, run docker compose up. That's it.

02

Connect your accounts

Use Plaid Link to securely connect your bank accounts and credit cards. Hive pulls the last 2 years of transactions on first sync.

03

Watch it work

Transactions are categorized automatically every morning. Budgets, points, and insights update in real time.

04

Ask anything

Chat with your finances using Claude Sonnet. Get instant answers about spending, subscriptions, or where your money went.

AI-powered

Ask your finances anything

Claude Sonnet has full context of your accounts, spending, and goals. Just ask.

AI ChatClaude Sonnet · Pro
How much did I spend on restaurants last month, and which card should I use for dining?
Last month you spent $847 on dining across 23 transactions. Your top spots were Nobu ($180), Uchi ($145), and Aba ($120). For dining, your best card is the Amex Gold — it earns 4× Membership Rewards on restaurants, worth ~8¢ per dollar spent. On your $847, that's roughly $68 in rewards value. Chase Sapphire Preferred is a close second at 3× UR.
Which of my subscriptions can I cut to save $100/month?
Here's what I found: You're paying for 3 overlapping streaming services ($47/mo combined). Hulu + Disney+ overlap significantly with your Netflix usage pattern. Cutting either saves $27/mo. Adobe Creative Cloud ($55/mo) shows only 2 logins in the last 90 days. That's your biggest low-usage spend. Cutting both gets you to ~$82/mo saved.

Transparent pricing

Pay only for what costs money

Local features — AI categorization, budgets, optimizer, reports — are always free. You only pay when we connect to paid APIs on your behalf.

Free

$0/forever
  • Full dashboard & analytics
  • AI transaction categorization
  • Budget tracking
  • Points optimizer
  • Subscription detection
  • Tax export
  • Net worth tracking
  • Self-hosted — your data
Get started free

Starter

$9/per month
  • Everything in Free
  • Up to 3 connected bank accounts
  • Automatic daily Plaid sync
  • Webhook transaction alerts
  • Claude AI chat
Start Starter
MOST POPULAR

Pro

$19/per month
  • Everything in Starter
  • Up to 10 connected accounts
  • Claude Sonnet AI chat
  • SnapTrade investment accounts
  • Priority support
Start Pro

Your data never leaves your server

Hive runs entirely on your hardware. Your Plaid credentials, bank balances, and transaction history are encrypted and stored in your Postgres database — not ours. We only touch your data when you use a paid API integration (Plaid, Claude, SnapTrade), and even then, only to route the request.

End-to-end encryption

Plaid access tokens encrypted with Fernet at rest. Auth via httpOnly cookies with TOTP MFA.

No analytics tracking

Zero telemetry. No user behavior tracking. No third-party JavaScript on your dashboard.

Plaid-grade bank security

Bank connections use Plaid's 256-bit TLS and read-only access. Hive never touches your credentials.

Take back control of
your financial life

Start free. Connect your accounts. Let Hive handle the rest.