Your money, your data,
your rules.

REWARDS OPTIMIZER

Know the right card before you tap.

Hive tracks your full card portfolio and scores every purchase against your actual earn rates. Dining out? Amex Gold. Gas? Capital One Venture X. It tells you — you don't have to remember.

• Amex Gold, Chase Sapphire, Bilt Blue, Venture X, Chase Southwest
• Earn rates updated automatically from your card list
• Points valued at redemption rate (not 1¢)

AUTOMATIC SYNC

Every account. Always current. Zero imports.

Plaid connects to 12,000+ banks and pulls transactions daily via cursor-based sync. New charge hits your card? It's categorized and in your dashboard before you get home.

• Checking, savings, credit cards, and investment accounts
• 3-stage AI pipeline: rules → local Ollama → Claude Haiku
• Venmo and Zelle excluded from spend analytics automatically

AI-POWERED ANSWERS

Ask your finances anything.

Claude Sonnet has your full transaction history, account balances, subscription list, and budget data in context. Plain English in, exact answers out — not summaries, not estimates.

• "How much did I spend on restaurants in Q1?"
• "Which subscriptions can I cut to save $100/month?"
• "What's my average grocery spend this year?"

NET WORTH TRACKING

One number that tells the whole story.

Daily balance snapshots across checking, savings, credit cards, and investment accounts via SnapTrade. Watch the trend, not just today's number.

ML INSIGHTS

Catches what you'd never notice.

Anomaly detection flags unusual charges before you forget them. Subscription tracking surfaces recurring charges you've stopped using. Spending insights tell you where the month actually went.